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46: I receive an MRQ Error code 72182 from the CCRA website?

You receive an Error code 72182 from the CCRA because you have RRSP income from a Home Buyer's Plan (HBP) but no Home Buyer's Plan registered with CCRA.

For example:
You made a $1000 RRSP contribution. You stated in your return that you want to designate $400 of the $1000 to repay to your Home Buyer's Plan. CCRA rejects your return because they do not have on record a registered Home Buyers Plan in your name.

You cannot use your RRSP contributions to repay a HBP that is registered in your spouse's name. Check with CCRA to see if the HBP is registered in your name. CCRA Individual income tax enquiries: 1-800-959-8281.

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